What Are the Easiest Bank Bonuses to Earn Right Now?

While credit card sign-up bonuses get most of the attention, bank account promotions are often the easiest way to inject pure cash into your wallet. In fact, opening a new checking or savings account requires no hard credit pull, so your credit score stays untouched.

In 2026, banks are competing hard for your direct deposits. Brick-and-mortar banks and online fintechs alike routinely offer $300 to $500 just for moving your direct deposit to them for a month or two.

Here are the bank account sign-up bonuses worth chasing right now. We stuck to offers with low barriers to entry and clear requirements, so you can claim the cash without much hassle.